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Checking

With a variety of checking accounts available, there's one that fits your lifestyle. Learn More »

Online Services

Taking care of almost all your banking needs is easy, secure and free. Learn More »

Savings & CDs

Achieve your savings goals with one of our savings accounts or certificates of deposit. Learn More »

Credit Cards

Looking for a low-interest credit card and great benefits? We have the card for you. Learn More »

Home Loans

  • Purchases and Refinances
  • Construction
  • Special Government Programs
  • JumboLearn More »

Consumer Loans

Equity Loans

  • Home Equity
  • Home Improvement
  • Home Equity Line of Credit
  • Land and Lot Learn More »

Financial Resources

All of our mortgage loan originators are registered with the Nationwide Mortgage Licensing and Registry System, as required by the Secure and Fair Enforcement Act (S.A.F.E Act). To confirm that your mortgage loan officer is registered, you can visit the NMLSR website and enter their Unique Identifier or name. If you have already applied for a mortgage loan, the Unique Identifier of your mortgage loan officer was provided to you on the first written communication you received in connection with your application. If you would like the Unique Identifier of a loan officer, feel free to contact your local branch or call 888-876-4269.

View NMLS Registered Bankers (pdf)

Investment Services

You may need more than a savings account to save for a college education, a
new house or retirement. That's why we offer traditional bank savings plans plus
a mix or more aggressive alternative vestments. Learn More »

 

Additional Services

Home Federal offers a variety of services to match your financial needs. 

  • Debit Master Card
  • Elan Credit Card
  • Online Banking
  • Occasional Overdraft Protection (OOPs)*
  • Bill Pay
  • Direct Deposit
  • Goal Savings
  • Express Coin Service
  • InTouch Line
  • eStatements

 *OOPS is courtesy where the bank may pay overdraft items up to a bank determined limit (generally $500). A fee of $33.00 will be assessed on each overdraft item paid. Item includes check, ATM withdrawal, in person withdrawal, Debit Master Card purchase, and other electroninc debits. There is also a fee of $6.00 per day the account remains overdrawn more than 5 days. The total amount of any overdraft items plus fee is due and payable upon demand. It is recommended the balance be repaid within 5 days.

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