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Checking

With a variety of checking accounts available, there's one that fits your lifestyle. Learn More »

Online Services

Taking care of almost all your banking needs is easy, secure and free. Learn More »

Savings & CDs

Achieve your savings goals with one of our savings accounts or certificates of deposit. Learn More »

Credit Cards

Looking for a low-interest credit card and great benefits? We have the card for you. Learn More »

Home Loans

• Purchases and Refinances
• Construction
• Special Government Programs
• JumboLearn More »

Consumer Loans

• Auto
• Recreational
• Savings
• Personal Learn More »

Equity Loans

• Home Equity
• Home Improvement
• Home Equity Line of Credit
• Land and Lot Learn More »

Financial Resources

• Calculators
• First Time Borrower
• FAQ Learn More »

Investment Services

You may need more than a savings account to save for a college education, a
new house or retirement. That's why we offer traditional bank savings plans plus
a mix or more aggressive alternative vestments. Learn More »

Additional Services

Home Federal offers a variety of services to match your financial needs. 

• Debit Master Card
• Elan Credit Card
• Online Banking
• Occasional Overdraft Protection (OOPs)*
• Bill Pay
• Direct Deposit
• Goal Savings
• Express Coin Service
• InTouch Line
• eStatements

 *OOPS is courtesy where the bank may pay overdraft items up to a bank determined limit (generally $500). A fee of $33.00 will be assessed on each overdraft item paid. Item includes check, ATM withdrawal, in person withdrawal, Debit Master Card purchase, and other electroninc debits. There is also a fee of $6.00 per day the account remains overdrawn more than 5 days. The total amount of any overdraft items plus fee is due and payable upon demand. It is recommended the balance be repaid within 5 days.